Don’t Get Spooked When Buying a Home! Free Home Buyer Class

by Stacy Pandy, Realtor, Howard Hanna

Buying a home can be confusing and stressful. Where do I find a home that will fit my needs? What legal documents do I need to sign? How much can I afford to spend? These are just some of the questions that run through a new buyer’s mind. Where do you go, what do you do? Sign up today for our home buying workshop, Wednesday, November 2nd at 6:00 p.m. and learn from the professionals on how to attain a successful buying experience. Our team of experts will help guide you through the entire process, equipping you with information to make you a confident home buyer. You’ve got questions, we have answers!

Learn from the lender on how to improve your credit, prepare your finances, mortgage programs and get pre-approved prior to shopping around. Some programs include first time home buyer savings and the “Homes for Heroes” program that offer great benefits to military, firefighters, teachers, EMS, and law enforcement. Nouie Nodal, from Cross Country Mortgage will teach you about the different types of loans including FHA, VA and Conventional.

The next step after receiving your pre-approval letter would be to get you on a home search that offers fast results. Stacy Pandy, a licensed Realtor with Howard Hanna will help guide you in the search for your dream home. Using the latest technology, you will be registered to receive notifications daily for newly listed homes. There are many different styles of homes to choose from for your lifestyle, including: ranch, colonial, split level, bungalows and more. Having a great relationship with your real estate agent is important. Of course, having excellent communication and negotiation skills can provide you with a positive outcome.

Once your offer has been accepted, then you will be required to get your home inspections (based on your offer and contingencies). Learn all about the home inspection process with our licensed home inspector: WIN Royalton Home Inspections. They will guide you and inform you of exactly what they inspect, including: roof, chimney, gutters, furnace, air conditioning, electrical and more. They also provide an itemized report with photos after the inspection for you to review with your real estate agent for any repairs that may need to be completed prior to closing.

After inspections and the appraisal is completed, the title company will be preparing all the necessary paperwork to “close” the transaction. Network Land Title Agency is a team of title and escrow professionals that have over 200 years combined experience. Often referred to as settlement services, they offer escrow and closing services to their clients. Escrow and Closing is part of the final stages of the home buying process. They will collect funds and hold all related documents in compliance with ALTA best practices and privacy standards. Once their seasoned staff determines that the conditions of the real estate transaction have been met and all requirements are complete, you will receive the keys to your home!

You don’t want to miss this Free Home Buying Workshop to learn all about the entire process. Seating is limited, Register for a Free Buyer’s Guide, Door Prizes and gift bag at www.stacypandy.com Catered by Olive Garden.

Meet with experts in the real estate business: Stacy Pandy, Realtor – Howard Hanna Elyria • Nouie Nodal, Loan Advisor with Cross Country Mortgage, Llc. Personal NMLS243312/Branch NMLS2340532/Company NMLS3029 • Network Land Title Agency • WIN Home Inspection Royalton

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